Privacy Policy

This Privacy Policy explains how Shabbat Legacy Capital (Pty) Ltd t/a SLC ("SLC," "we," "us") collects, uses, discloses, and protects information in connection with our website and advisory services. This Policy is designed with reference to South Africa's Protection of Personal Information Act (POPIA), the EU/UK General Data Protection Regulation (GDPR) best practices, and general U.S. consumer privacy expectations.

1. Information We Collect

• Contact information (name, email, phone number, mailing address);

• Timeshare and financial information you voluntarily provide (developer, resort, loan balance, maintenance fees);

• Payment information (processed via third-party payment providers; see Section 3);

• Communications you send us (emails, form submissions, call recordings where legally permitted);

• Technical information collected automatically (IP address, browser type, device information, pages visited).

2. Cookies

Our Site may use cookies and similar tracking technologies to improve functionality, analyze traffic, and support marketing efforts. You can control cookie preferences through your browser settings; disabling cookies may affect Site functionality.

3. Payment Information

Payments are processed by third-party payment processors. SLC does not store full payment card details on its own systems. Please refer to the applicable payment processor's privacy policy for details on how payment data is handled.

4. Marketing Communications

With your consent, we may send you marketing communications regarding our services. You may opt out at any time by using the unsubscribe link in any email or by contacting us directly.

5. Third-Party Service Providers

We may share information with trusted third-party service providers who assist us in operating our business (e.g., payment processors, communication platforms, CRM systems), and, where you consent, with Referral Partners for the purpose of a referral. We do not sell your personal information.

6. Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal information, and to object to certain processing or withdraw consent. To exercise these rights, contact us using the details below.

7. Data Retention

We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements, after which it is securely deleted or anonymized.

8. International Data Transfers

As SLC operates from South Africa and serves clients primarily in the United States, your information may be transferred across borders. We take reasonable steps to ensure such transfers are subject to appropriate safeguards.

9. Contact Us

For questions or requests regarding this Privacy Policy, contact us at: [Privacy Contact Email] / [Postal Address].